There is a wealth of knowledge available when it comes to learning about how to invest and life insurance. So much that it may seem a bit overwhelming. As a whole life insurance agent and wealth strategist, it is my job and passion to be well-versed in such knowledge. ThereforeContinue Reading
Passive income strategies are not always the easiest to come by. When hearing the term “passive income” it’s likely for many to think real estate or stock marketing investing. However, as most of us probably know, there is much more that goes into generating a durable passive income stream thanContinue Reading
Here are some of the hard facts: Women are more confident at meeting short-term financial goals. (prudential.com) 52% of women expect to work past retirement age (Statisticbrain.com) 50% of women anticipate a lower standard of living in retirement (Paradigmlife.net) 3 out of 5 women over 65 cannot afford to coverContinue Reading
Every whole life insurance policy has an a la carte menu of different add-ons you can put onto the life insurance product. These “add-ons” are known as Riders. When creating a cash-rich policy, the Paid up Additions rider is a necessary component. What are paid up additions? How does oneContinue Reading
One of the aspects I like most about my role in advising clients is that we get to talk about a lot of topics! We talk about family and goals, we talk kids, and of course, we talk about money. Unfortunately, talking about money can be one ofContinue Reading
“If I were to start over from scratch today with what we know, I’d probably blow up the existing structure and start over.” –Ted Benna, Father of the 401(k) Quite a powerful realization, but because so many individuals are pushed into using the qualified plan for retirement, they don’t realizeContinue Reading
Congratulations! You have received a clean bill of health from your doctor, you are going to enjoy life to a ripe old age! So why aren’t you celebrating? If you are like many soon to be retirees, your lack of excitement to news of longevity could be because you mayContinue Reading
It’s amazing, yet not surprising, that the average U.S. resident has five personal credit cards accessible at any moment. Due to this easy access of money, many people and families across the nation have found themselves caught in the bondage of credit card debt. The Kellogg School of Management didContinue Reading
What message does it send to children when they are given control of their parent’s purchasing power? IPad for seven years olds, cell phones for pre-teens, and even credit cards for minors. It seems that kids today are being escorted into a very adult financial world with open arms. TheyContinue Reading
Doctors, dentists, counselors, and life insurance agents. They all have something in common; there are key factors that need to be present before we officially select one. A recent consumer poll provided that 79% of consumers asked their family and friends for insurance agent referrals. And 69% asked colleagues andContinue Reading