Annuities

A way for your wealth to last a lifetime.

Are you certain you won’t outlive your wealth?

Too many people don’t know how to best structure their retirement income. Instead of living life to the fullest, they spend years penny pinching and facing financial stress. 

We customize your annuity so you can access your wealth at an affordable rate, maximizing these benefits:

If you’re 55 or older, give us a call. Our Wealth Strategists are experts at showing you how to structure your retirement income so you can live life to its fullest without having to worry about running out of money.

Never worry about running out of money.

Our Wealth Strategists are experts at showing you how to structure your retirement income so you can live life to its fullest without having to worry about running out of money.

 

Get an annuity and enjoy:  

Annuities FAQ

No, an annuity cannot be transferred to a whole life insurance policy. Annuity payouts can be used, after tax, to pay whole life insurance premiums, but an annuity cannot be transferred tax-free to a life insurance policy.

The cash value of a whole life insurance policy can be used to purchase an annuity, but a direct life-to-annuity exchange depends on the insurance carrier and will likely cause a forfeiture of the death benefit of the policyholder’s whole life insurance policy.

In the event a policyholder is able to transfer a life insurance policy to an annuity, the amount of the premiums paid toward the whole life insurance policy will be tax-free upon withdrawal from an annuity, and the policyholder won’t be taxed for transferring the cash value of the whole life insurance policy to an annuity, per the Section 1035 Exchange tax provision. For help setting up an annuity, speak with a Wealth Strategist.

  • Annuities grow tax-deferred
  • Annuities provide guaranteed income not found with typical mutual funds
  • Annuities don’t have annual contribution limits
  • Annuities allow you to catch up on retirement savings
  • Annuity payments can be structured to last an entire lifetime
  • Some annuities offer death benefits to a beneficiary

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