Effective May, 2020
Paradigm Life Insurance, LLC, a Utah limited liability company (“Company” or “We” or “Us” or “Our”) respects your privacy and We are committed to protecting it through Our compliance with this policy.
This policy describes how We collect, share, use, maintain and protect your personal information. This policy applies to (a) the public website paradigmlife.net and the pages accessible during and after a person logs in to a private section of the website, and (b) websites owned or operated by Us. All websites described in the prior sentence are defined collectively for the purpose of this policy as the (“Website”).
This policy applies to information we collect:
It does not apply to information collected by:
Children Under the Age of 13
Our Website is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to Us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe We might have any information from or about a child under 13, please contact Us at Paradigm Life 132 Pierpont Ave, Suite 250, Salt Lake City, UT 84101, or call: 1-801-823-6301.
We collect several types of information from and about users of the Website and appointments, including information:
We collect this information:
You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website or transmitted to other users of the Website or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although We limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, We cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, We cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.
Information We Collect Through Automatic Data Collection Technologies.
As you navigate through and interact with the Website, We may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:
We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). The information We collect automatically is statistical data and does not include personal information, but We may maintain it or associate it with personal information We collect in other ways or receive from third parties. It helps Us to improve the Website and to deliver a better and more personalized service, including by enabling Us to:
The technologies We use for this automatic data collection may include:
We do not collect personal information automatically, but We may tie this information to personal information about you that We collect from other sources or you provide to Us.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
How We Use Your Information
We use information that We collect about you or that you provide to Us, including any personal information:
We may also use your information to contact you about Our own and third-parties’ goods and services that may be of interest to you. If you do not want Us to use your information in this way, please inform Us of such in writing at firstname.lastname@example.org.
We may use the information We have collected from you to enable Us to display advertisements to Our advertisers’ target audiences. Even though We do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
Disclosure of Your Information
We may disclose aggregated information about Our users, and information that does not identify any individual, without restriction.
We may also disclose your personal information:
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to Us. We have created mechanisms to provide you with the following control over your information:
We do not control third parties’ collection or Use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.
Accessing and Correcting Your Information
Generally, you have the right to review personal information we have about you. You may send Us an e-mail at email@example.com to request access to, correct or delete any personal information that you have provided to Us. We may not accommodate a request to change information if We believe the change would violate any law or legal requirement or cause the information to be incorrect. If you believe that any of Our records are not correct or you have questions regarding access and review of your personal information, you may notify Us through the email provided for above.
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. All information you provide to Us is stored within the United States on secured servers behind firewalls. Any payment transactions and other personally identifiable information will be encrypted.
The safety and security of your information also depends on you. Where We have given you (or where you have chosen) a password for access to certain parts of the Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website like message boards and blog comment areas. The information you share in public areas may be viewed by any User of the Website.
Unfortunately, the transmission of information via the internet is not completely secure. Although We do Our best to protect your personal information, We cannot guarantee the security of your personal information transmitted to the Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
We will retain your personal information long as your account with Us exists. Even after your account is closed, We will retain your personal information to the extent reasonably necessary to comply with our legal obligations (including law enforcement requests), meet regulatory requirements, resolve disputes, maintain security, prevent fraud and abuse, or fulfill your request to “unsubscribe” from further messages from Us. We will retain non personal information after your account has been closed.
Your California Privacy Rights
California Civil Code Section § 1798.83 permits users of the Website that are California residents to request certain information regarding Our use of your personal information and disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to firstname.lastname@example.org. We collect personal information as defined by the California Consumer Privacy Act (CCPA) as part of Our business. In the year before the date this policy was issued or last updated, we may have collected the following categories of Personal Information from consumers:
Category of Personal Information
|A. Personal Information and Identifiers||Name, date of birth, home address, driver’s license, passport number, Social Security Number|
|B. Demographics||Age, race, ethnicity, gender identification, disability status, citizenship|
|C. Professional or Employment Information||Employment contract, salary, disciplinary action, employment history, performance reviews, professional designations|
|D. Financial Information||Bank accounts, investment or brokerage accounts, information regarding estate or tax planning, debts, trusts, credit or debit card number(s)|
|E. Medical Information||Medical history, medical questionnaires; information regarding physical, mental, and behavioral health; genetic information; information regarding payment for health care services|
|F. Internet or Network Activity||Browser history; search history; IP address; mobile device identifier; cookies; interaction with website, app, advertisements|
|G. Geolocation Data||GPS coordinates, location-tracking information|
|H. Profile Information||Profiles reflecting a person’s preferences, such as interests, hobbies, characteristic tendencies, behaviors, attitudes, or aptitudes, including inferences drawn from any Personal Information|
|I. . Product Information||Policy/account number, policy/account values, beneficiary, ownership arrangements, transaction history|
|J. Audiovisual Information||Conference call recordings between agent and customers|
When it applies, the CCPA provides California residents with certain rights to know about and request deletion of their Personal Information subject to certain exceptions. When you submit this type of request, we will ask that you confirm that you would like your information deleted, verify the person making the request, confirm we have Personal Information relating to you, validate that CCPA applies to your Personal Information, and determine whether a recognized exception to deletion applies to any of your Personal Information. We will delete your Personal Information from our records unless a recognized exclusion or exception to deletion applies.
email@example.com, or via Our toll-free number: 1-801-823-6301.