life insurance quotes and tips for choosing

There are lots of insurance companies offering online life insurance quotes, but how do you know you’re getting the best one?  In this article, we’ll answer your life insurance quotes FAQs, explain when to shop online vs. shop through an insurance broker, and list top tips for getting the bestContinue Reading

term life insurance for every budget

Term life insurance is a temporary form of insurance coverage meant to pay out if the policyholder dies within a specified term. Although there are a variety of whole life insurance policies that offer permanent coverage, there are several reasons why it makes sense to choose term insurance.  In thisContinue Reading

Coverage: Universal life insurance or whole life?

Universal life insurance and whole life insurance are both appealing options for individuals interested in using permanent life insurance as a way to grow wealth they can use while they’re living, while still providing their loved ones with financial security after they’re gone. But which one is right for yourContinue Reading

Whole life insurance for families

When people think of life insurance, they initially think of the death benefit—an insurance policy only pays out if you die, right? But whole life insurance offers living benefits too. For more than one hundred years individuals have used whole life insurance as a method to grow and preserve theirContinue Reading

Key man insurance cost calculations

How much does key man insurance cost and is it worth it for your growing company? If you’ve been considering life insurance policies for your top executives or key employees, here’s what you need to know about cost vs. benefits. Key Man Insurance Cost The cost of a key manContinue Reading

is cash value life insurance worth it?

Cash value life insurance has been around for hundreds of years, has helped wealthy families pass on their fortunes for generations while avoiding taxes, has saved a myriad of big businesses, and is an asset every bank has on their books.  So why haven’t you heard more about it?  MaybeContinue Reading

Early retirement idea with life insurance retirement plan

Relying on a 401(k) or IRA for retirement? There may be a better option. A Life Insurance Retirement Plan (LIRP) offers increased protection and less risk than qualified, market-based retirement products. And if you plan on retiring early, it could save you tens of thousands of dollars. In this article,Continue Reading

Infinite Banking thumbnail image

As the concept of Infinite Banking gains popularity in the financial world it is important to understand the basics. What is Infinite Banking and how does it work? More importantly, who is Infinite Banking for?  For many newcomers, it can be difficult to conceptualize. If you’re trying to understand ifContinue Reading

Asset based long term care image

The majority of American’s don’t own long term care insurance policies, yet many will need long term care during their lifetime. So why no insurance? Traditional long term care insurance doesn’t guarantee a payout—it’s a ‘use it or lose it’ type of product.  What if there was an insurance productContinue Reading

Irrevocable life insurance blog image

Choosing a beneficiary for your life insurance policy seems like a fairly straightforward task; most policyholders choose their spouse or children. But in certain cases, your family really isn’t the best choice.  Sometimes, an irrevocable life insurance trust (ILIT) is the safest way to protect your family. In this article,Continue Reading