A straight life annuity and a straight life insurance policy often get confused, but their respective benefits are very different. So, which one is right for you? In this article, we’ll explain the difference between a straight life annuity and a straight life policy, how to decide which one isContinue Reading
Hear the phrase ‘borrow from yourself’ and most people think of their personal bank savings account. Dipping into funds you had set aside for a rainy day. But did you know there’s a better way to borrow your own money? It’s called infinite banking. Infinite banking is a wealth strategyContinue Reading
Buying life insurance for your children may have never crossed your mind. After all, aren’t you the one who is likely to pass away first? But the right life insurance for your children can provide more than a death benefit. In fact, it can help set your kids up forContinue Reading
If you’re an entrepreneur, you might be wondering, “Can a business own a life insurance policy?” The short answer is yes. But before you buy, find out why business owned life insurance is so important and which type of policy offers the most benefits for your company. 5 REASONS WHYContinue Reading
The Infinite Banking Concept is a proven wealth strategy where an individual creates their own ‘bank’ instead of relying on traditional bank loans or loans from third-party lenders, essentially making it possible to borrow from yourself. By breaking away from traditional banking, an individual who practices Infinite Banking is betterContinue Reading
While there are many ways to create generational wealth, they all share one thing in common—planning. In this article, we’ll explain why the Perpetual Wealth Strategy is ideal for individuals looking to create and pass down generational wealth, from its unique tax advantages that help you and your heirs keepContinue Reading
There’s a lot of speculation about the U.S. economy heading into a recession within the next 6-24 months, and while riding out bear markets is a part of investing in the stock market, you might not be so comfortable with it if you’re approaching retirement or already retired. Even ifContinue Reading
Key person life insurance is a financial tool used by businesses to help ensure business succession, generate business capital, and as an incentive for hard-to-replace employees. But how does key person life insurance work, and is right for your company? Keep reading to find out how to set up andContinue Reading
Variable life insurance is one of several types of permanent life insurance that earns cash value, a built-in savings account of sorts that you can borrow from tax-free during your lifetime. But what sets it apart from other types of cash value policies? And is it right for your financialContinue Reading
A life insurance retirement plan, or LIRP, utilizes cash value life insurance structured for optimal growth to increase cash flow in retirement. For some, it is their sole source of retirement income. Others use LIRPs to supplement distributions from a 401(k) or other qualified retirement plan. And LIRPs can evenContinue Reading
