life insurance, death benefit, family insurance, wealth blog

My perspective about life insurance was changed forever when I was looking up into the faces of my family from a hospital bed. We didn’t know if I was going to make it one more day or live to see my next birthday, let alone having a long life. IContinue Reading

long term care, long term planning, asset care, long term care blog

Long-Term Care… We all have reasons why we haven’t started planning, right? I have found, though, that people who have started on this path have good things to say.  They feel more in control and less worried about the future. They’ve made decisions about (1) where and how they wantContinue Reading

collaboration, corporate collaboration, workplace collaboration, teamwork blog

You may have heard the quote, “If you’re the smartest person in the room, you better find another room.” I completely agree with this concept. If you are the smartest one in the room, there’s no way to push or stretch yourself. Also, it removes some humility, which is essentialContinue Reading

In the summer of 2009, I read a financial news story that I won’t soon forget. It was about a woman who lost $1 million overnight. The unforgettable part of the story is not so much that she lost the money, but rather how she lost it. As a gestureContinue Reading

retirement policies aren't water-tight

Traditional Retirement Policies Aren’t Water-Tight Up the canyon in Ogden, Utah is a beautiful lake called Pineview Reservoir. One of our family’s favorite activities during the summer is to take the boat up in the evening for fun-filled activities like wakeboarding, tubing, and fishing. This has created some great familyContinue Reading

fdic, fdic insurance, bank insurance, insurance for banks

The common opinion of most Americans when it comes to whether FDIC insurance, if they ever think about the FDIC, is that it provides guaranteed security. One specific example came from my own son as I was writing this article. He said he was told in his high school’s academyContinue Reading

wall street blog, wall street, stock market blog

Putting your money in Wall Street is gamble. Yes, gambling can pay off, but there’s always a considerable risk. When you rely on Wall Street and invest your money, professional fund managers will place it directly into high-risk, unpredictable investments. The fact is, Wall Street has benefitted greatly from aContinue Reading

inheritance tax, tax liability, whole term life insurance, lasting legacy

When it comes to retirement nest eggs, there are two things that potential retirees hope to achieve. First, you’ve worked for decades and deserve a chance to stretch your legs and live comfortably off the gained income and investments you’ve built. Second, you want to leave something to your lovedContinue Reading