Patrick Donohoe gives an analysis of the buy term invest the difference argument. This philosophy is widely held but more specifically is the advice of Dave Ramsey, Suze Orman and Primerica. Using an insurance policy that is set up for optimal use for the INFINITE BANKING CONCEPT is shown. Without even using the IBC, you would have to have consistent 9% yields in the market. Good Luck with that! This video is meant for agents

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