What are the top pros and cons of infinite banking? If you’re curious about this proven wealth strategy and whether or not it’s right for you, read this article to learn the benefits of using a cash value insurance policy to grow and protect wealth, plus find out barriers toContinue Reading
Do women buy life insurance as often as men? And does gender matter when it comes to owning a life insurance policy? It turns out, women may have different reasons for buying coverage than their male counterparts. And when it comes to insurance policies, gender equality isn’t exactly the nameContinue Reading
Every profession comes with its own unique challenges and financial considerations. Entrepreneurs face start-up costs and a need to generate business capital. Commercial developers need liquidity to purchase real estate and to build on property. Sales positions may require extensive travel or a savings reserve to supplement income when commissionsContinue Reading
Considering life insurance for estate planning? Smart move! The right type of life insurance can provide substantial benefits to your heirs, help protect your business, and guarantee your legacy. In addition to a will, insurance policies—particularly those purchased through a trust—are one of the most secure financial tools to protectContinue Reading
A cash flow insurance policy can help protect you from market volatility, provide tax-free retirement income, reduce reliance on banks and third-party lenders, and help you keep more of your money. But what exactly is it? If you’ve never heard of cash flow insurance before, this article will explain theContinue Reading
You know you need life insurance, but which type of policy is best for your family? There are 3 primary types of life insurance, and each comes with its own advantages (and disadvantages). The type of life insurance that’s right for you depends on your needs, your financial goals andContinue Reading
If you own a life insurance policy or are thinking about purchasing one, where does it fit on your balance sheet? You have to pay a monthly, quarterly or annual premium, so is it a liability? It might seem that way, but the answer is it depends on the typeContinue Reading
Cash flow banking is a proven wealth building strategy ideal for entrepreneurs that utilizes a dividend-paying whole life insurance policy with a paid-up additions rider to maximize growth and protect your assets. But how exactly does cash flow banking for entrepreneurs work? In this article, we’ll explain the concept behindContinue Reading
Modified whole life insurance, also called modified premium life insurance, is a type of permanent insurance coverage that charges lower premiums than a regular whole life policy in the first 5-10 years. After 5-10 years, policy premiums go up and typically cost more than a regular whole life policy. InContinue Reading
Limited pay life insurance is a type of whole life insurance policy that is structured to only owe premiums for a set number of years. In other words, rather than paying your insurance premiums in perpetuity, you agree to pay them in full over a pre-specified time. With the limitedContinue Reading
