Life insurance for veterans blog header image

Life insurance for veterans is one of many benefits offered to those who have served our country, but 120 days after leaving military service, you’ll have to convert your veteran life insurance policy into a civilian one or lose coverage. Too often, veterans let coverage lapse, leaving their families unprotectedContinue Reading

Overfunded life insurance blog header image

Overfunded life insurance can help you quickly grow wealth, especially when utilized with whole life insurance as part of a Wealth Maximization Account™. In this article, we’ll explain what overfunded life insurance is and how it works, why overfunded life insurance is used by the wealthy (and large corporations), andContinue Reading

Life insurance dividends blog header image

When most people think of dividends, investment accounts and stocks come to mind. But did you know you can also earn dividends on certain types of life insurance?  Dividends can be a profitable and practical way to grow your wealth. In this article, we’ll explain life insurance dividends and whichContinue Reading

Cash surrender value of life insurance blog header image

Permanent life insurance policies that accumulate cash value are meant to be, well, permanent. But sometimes financial priorities change, budgets shift or income fluctuates to a point that you may decide your insurance policy is a financial tool you no longer need. Fortunately, unlike most term life insurance policies, whichContinue Reading

Permanent Life Insurance blog header

Permanent life insurance may not be something you’ve considered as a tool for growing and protecting wealth, but it’s become more popular in recent years. In fact, a 2020 LIMRA study revealed 51% of policyholders own permanent life insurance. As more and more people begin to learn about the livingContinue Reading

Business owner with life insurance investment, blog header image

“Is life insurance an investment?” Ask a financial planner this question and you’ll get varied responses. The truth is it depends on the type of insurance you buy. Some insurance policies come with built-in components that are either tied to investment options or function as investments. But are these typesContinue Reading

Long Term Life Insurance blog image of grandfather, son and grandson skipping rocks

Long term life insurance often refers to long-term care insurance or permanent life insurance, but with a hybrid policy, it can be both. If you have long term life insurance needs, find out how a hybrid insurance policy can provide lifetime, permanent coverage that is customized to fit your needsContinue Reading

variable life insurance blog image

Variable life insurance is one of several types of permanent life insurance that come with a built-in savings component called cash value. On paper, it offers policyholders the best of both worlds: life insurance with a death benefit payout for beneficiaries and money that can be invested similar to aContinue Reading