There are lots of insurance companies offering online life insurance quotes, but how do you know you’re getting the best one? In this article, we’ll answer your life insurance quotes FAQs, explain when to shop online vs. shop through an insurance broker, and list top tips for getting the bestContinue Reading
Universal life insurance and whole life insurance are both appealing options for individuals interested in using permanent life insurance as a way to grow wealth they can use while they’re living, while still providing their loved ones with financial security after they’re gone. But which one is right for yourContinue Reading
When people think of life insurance, they initially think of the death benefit—an insurance policy only pays out if you die, right? But whole life insurance offers living benefits too. For more than one hundred years individuals have used whole life insurance as a method to grow and preserve theirContinue Reading
Cash value life insurance has been around for hundreds of years, has helped wealthy families pass on their fortunes for generations while avoiding taxes, has saved a myriad of big businesses, and is an asset every bank has on their books. So why haven’t you heard more about it? MaybeContinue Reading
Military life insurance is one of many benefits offered to active duty service members and veterans, but it’s not the only insurance option available. In fact, permanent life insurance policies like properly structured whole life insurance can offer more coverage and benefits than Servicemembers’ Group Life Insurance (SGLI), Family Servicemembers’Continue Reading
If you knew that you were guaranteed to be eligible for life insurance, would you buy coverage? If you currently have life insurance, do you wish you had more coverage? One of the biggest reasons people don’t have adequate insurance is because their health prevents them from qualifying for lifeContinue Reading
What is Cash Flow Banking? Cash flow banking is a concept that allows you to capture the opportunity cost of your dollars. It lets you be your own bank and earn interest on yourself. This is most commonly achieved using dividend-paying whole life insurance. Whole life insurance is used becauseContinue Reading
A straight life insurance policy is one of the oldest types of insurance. It’s been used for centuries to grow and protect policyholders’ money—and not just by the wealthy. Straight life policies have many benefits not found in other types of life insurance, like universal life, variable life, term policies,Continue Reading
What is Key Person Insurance? Also known as “Key Man” Insurance, or Company Owned Life Insurance (COLI), it is a type of life insurance that provides coverage for vital individuals of a business. Who is Considered a Key Employee? The employees designated as “key” are solely determined by the business.Continue Reading
Whole life insurance policies have a unique feature that make them ideal vehicles for growing and protecting wealth—cash value. But how does cash value work? How does it grow? How do you access your money and what are the tax implications? Let’s break it down. What is the Cash ValueContinue Reading