Long Term Life Insurance blog image of grandfather, son and grandson skipping rocks

Long term life insurance often refers to long-term care insurance or permanent life insurance, but with a hybrid policy, it can be both. If you have long term life insurance needs, find out how a hybrid insurance policy can provide lifetime, permanent coverage that is customized to fit your needsContinue Reading

variable life insurance blog image

Variable life insurance is one of several types of permanent life insurance that come with a built-in savings component called cash value. On paper, it offers policyholders the best of both worlds: life insurance with a death benefit payout for beneficiaries and money that can be invested similar to aContinue Reading

Types of life insurance blog image

Life insurance isn’t a one-size-fits-all financial solution. There are several types of life insurance, and choosing the right policy depends on your unique financial goals. In this article, we explain the different types of life insurance, weigh the pros and cons of each, and help you narrow down which typesContinue Reading

life insurance quotes and tips for choosing

There are lots of insurance companies offering online life insurance quotes, but how do you know you’re getting the best one?  In this article, we’ll answer your life insurance quotes FAQs, explain when to shop online vs. shop through an insurance broker, and list top tips for getting the bestContinue Reading

Coverage: Universal life insurance or whole life?

Universal life insurance and whole life insurance are both appealing options for individuals interested in using permanent life insurance as a way to grow wealth they can use while they’re living, while still providing their loved ones with financial security after they’re gone. But which one is right for yourContinue Reading

Whole life insurance for families

When people think of life insurance, they initially think of the death benefit—an insurance policy only pays out if you die, right? But whole life insurance offers living benefits too. For more than one hundred years individuals have used whole life insurance as a method to grow and preserve theirContinue Reading

is cash value life insurance worth it?

Cash value life insurance has been around for hundreds of years, has helped wealthy families pass on their fortunes for generations while avoiding taxes, has saved a myriad of big businesses, and is an asset every bank has on their books.  So why haven’t you heard more about it?  MaybeContinue Reading

military life insurance options

Military life insurance is one of many benefits offered to active duty service members and veterans, but it’s not the only insurance option available. In fact, permanent life insurance policies like properly structured whole life insurance can offer more coverage and benefits than Servicemembers’ Group Life Insurance (SGLI), Family Servicemembers’Continue Reading

Guaranteed insurability rider definition

If you knew that you were guaranteed to be eligible for life insurance, would you buy coverage? If you currently have life insurance, do you wish you had more coverage? One of the biggest reasons people don’t have adequate insurance is because their health prevents them from qualifying for lifeContinue Reading