As a Wealth Strategist, one of the interactions I enjoy most is teaching clients how to implement a whole life policy into their everyday life. I savor these teaching sessions because typically, I receive the same excited, shocked, curious and amazed reactions when clients become enlightened to the life changingContinue Reading
Whole life insurance policies have a unique feature that make them ideal vehicles for growing and protecting wealth—cash value. But how does cash value work? How does it grow? How do you access your money and what are the tax implications? Let’s break it down. What is the Cash ValueContinue Reading
Financial responsibility comes in many forms and is important for a multitude of reasons. When we are accountable for something within our control and management, such as money, it becomes our responsibility. Having money requires us to take financial responsibility for how it is managed, how it is spent, and howContinue Reading
Cash Value Life Insurance vs. Banks Business owners and managers alike understand the importance of having liquid capital to support growth. Though money for a business is necessary, often times finding it or borrowing it can be difficult and stressful. There is one strategy, used by many businesses, which provides easy capital—cashContinue Reading
No one consciously decides to limit their wealth, but most of us believe that the limitations on our wealth are largely determined by the hand we were dealt in life. Perhaps we will need to use our money to repay hefty college loans, or to take care of aging parentsContinue Reading
If you are committed to building meaningful wealth and securing your financial future, the first thing you need to know is that investing on Wall Street is not a smart path forward. Wall Street is inherently volatile and risky. What you really need is to find a secure place toContinue Reading
It takes age and experience to sometimes realize the worth of things. The same goes with kids and money. As much as you might try to teach your kids the value of a dollar, it sometimes just doesn’t stick until they become old enough to realize how much energy itContinue Reading
The days are longer and warmer, your winter clothes packed away, kids are out of school, your Facebook thread inundated with how hot this week will be in all corners; looks like summer has arrived. The Summer Solstice is upon us, one of only two times a year thatContinue Reading
It’s the daily commute to work, it’s the morning walk down the stairs, it’s every time you have your food prepared by someone other than you – these are daily risks we take in order to simply live. However, these risks don’t really feel like risks because they are necessitiesContinue Reading
You lie awake, palms sweating, wondering to yourself why that investment seemed so promising. The ‘what if’s’ tumble through your mind like one of those falling dreams that jolt you awake; as you chastise yourself, vowing to change your investing habits. Sound familiar? To many vow to change their investingContinue Reading