Infinite Banking utilizes the living benefits that can only be found within participating whole life insurance policies. We like to identify 4 living benefits that the policy holder can actually utilize while the policy is still in force. These benefits are:
4 Living Benefits of Infinite Banking:
Safety – Life insurance and cash value within a life insurance policy is one of the safest vehicles in the financial world.
Rate of Return – Since Infinite Banking utilizes participating whole life insurance you as a policy holder are able to participate in the earnings of the company through dividends and earn a guaranteed rate of return on your cash-value.
Tax Benefits – The guaranteed rates of return found within life insurance as well as the dividends are paid to the insurer on a tax-deferred basis and if utilized and structured correctly can be removed tax-free.
Liquidity – Cash-value within life insurance can be borrowed from the policy for any purpose and for any reason. Since the actual cash-value remains within the policy and the loaned amount is collateralize against the cash-value within the policy, the cash-value continues to earn the guaranteed rate of return on the full cash-value amount.
These are just a few of the benefits that you can take advantage of through Infinite Banking, to learn more about how Infinite Banking can help you take control of your financial future download our free Infinite Banking article or contact us at 1-800-870-8670 or by e-mail email@example.com.
Q: What are the four living benefits of Infinite Banking using whole life insurance policies?
A: The living benefits of Infinite Banking include financial safety, advantageous returns, tax benefits, and policy liquidity. These benefits offer a secure and flexible financial planning tool, enhancing personal wealth management.
Q: How does the safety aspect of these policies benefit the policyholder?
A: The safety feature ensures financial stability and protection against market volatility. It offers a dependable financial resource, providing peace of mind for policyholders.
Q: What is the advantage of the liquidity feature in these policies?
A: The liquidity feature offers flexibility to access funds for various needs while maintaining the growth of the cash value. This dual benefit of accessibility and continued growth is a key advantage of these policies.