guaranteed insurability rider

By definition, “insurance” is a contract that provides financial protection against loss. Whether it’s loss of property, a job, health, even a particular skill or unique characteristic (Betty Grable’s legs, Bruce Springsteen’s voice, etc.). One factor that plays a role in the selection of insurance is one you cannot preventContinue Reading

In the late 1960s, a musician named Edwin Starr rose to fame with a song titled, “War.” The chorus of the song is “War, what is it good for? Absolutely, absolutely nothing.” This song became a cultural song for the time period and has been popular ever since. Using thisContinue Reading

When we look to the ultra-wealthy, we see the embodiment of perpetual wealth. They seem to never worry about running out of money, and they don’t even seem to save, as they simply live off the huge returns they get on already accumulated wealth. This level of wealth seems soContinue Reading

What is Whole Life Insurance?

Whole Life Insurance is for when you die, right? Though Whole Life Insurance does include a death benefit, it is only one small component of a whole life policy. Really, there are two basic functions of a whole life: the insurance component and the asset component. Both elements are importantContinue Reading