When most people retire, they want to get two things out of their retirement nest egg: They want to know that they can live comfortably and independently for the rest of their lives, and they want to leave something behind to pass on to loved ones. If you’re fortunate enoughContinue Reading
Throughout our lives, we depend on traditional banks as our main funding source. Banks provide us with loans to pay for our cars, our homes, our college tuition bills, and, when necessary, our credit card bills. They loan us money for life’s major expenses, and they are a financial lifebloodContinue Reading
There are multiple reasons you should consider a banking policy instead of 401K for your retirement. Though a life insurance policy might not be a traditional solution for a cushy retirement, it certainly is one of the safest options. Your Money Is Guaranteed Full Protection With the recent Global FinancialContinue Reading
Most Americans are too scared about running out of money to be able to enjoy their retirement. They fear that they haven’t saved enough, or that inflationary forces will eat away at the value of their money, or that they will live longer than they’ve budgeted for. Wouldn’t it beContinue Reading
With endless uncertainty and political turmoil surrounding Social Security, it’s no wonder that most Americans feel very wary about Social Security. They simply don’t have any confidence they will receive Social Security at all – or at least enough of it to get them through the final years of theirContinue Reading
No one consciously decides to limit their wealth, but most of us believe that the limitations on our wealth are largely determined by the hand we were dealt in life. Perhaps we will need to use our money to repay hefty college loans, or to take care of aging parentsContinue Reading
My wife and I just purchased an Asset Based Long Term Care (LTC) policy. Sue is 46 years old and I am 48 years old. Why would we do this, likely, 30 years before we will use it? To protect the legacy we intend to pass on to family andContinue Reading
Over the holidays, many consumers resort to using credit cards to pay for gift. Often these consumers do not have enough money to cover the credit card balances they accumulate, and end up incurring significant amounts of debt. The interest on this debt can add anywhere from 30-100% of the amountContinue Reading
Investment decisions that keep you awake at night are not the kind of investment choices you should be making. If your mind is constantly racing because you’re questioning an investment product you just bought into, or because you just heard some bad financial news that you think could affect you,Continue Reading
With Thanksgiving just behind us and more holidays around the corner, this seems to be a time of year for mixed emotions. On one hand it’s about family coming together, beautiful decorations and cheery music filling the air. For others, it’s about financial stress, unmet expectations and so much extraContinue Reading