Overfunded life insurance blog header image

Overfunded life insurance can help you quickly grow wealth, especially when utilized with whole life insurance as part of a Wealth Maximization Account™. In this article, we’ll explain what overfunded life insurance is and how it works, why overfunded life insurance is used by the wealthy (and large corporations), andContinue Reading

Life insurance dividends blog header image

When most people think of dividends, investment accounts and stocks come to mind. But did you know you can also earn dividends on certain types of life insurance?  Dividends can be a profitable and practical way to grow your wealth. In this article, we’ll explain life insurance dividends and whichContinue Reading

Building Family Wealth Blog Header Image

Building family wealth is a common financial goal among parents, especially with rising education and housing costs burdening many grads with hefty student loan and mortgage debts. Unfortunately, most individuals are unsure where to start when it comes to creating a lasting financial legacy. Building family wealth isn’t an optionContinue Reading

Cash surrender value of life insurance blog header image

Permanent life insurance policies that accumulate cash value are meant to be, well, permanent. But sometimes financial priorities change, budgets shift or income fluctuates to a point that you may decide your insurance policy is a financial tool you no longer need. Fortunately, unlike most term life insurance policies, whichContinue Reading

How to avoid taxes when buying life insurance for parents

Buying life insurance for parents can be a great way to help protect yourself financially. Many adults find themselves caring for an aging loved one at some point in their lives, but the associated costs of long-term elderly care can be daunting, potentially throwing your own retirement and savings goalsContinue Reading

Permanent Life Insurance blog header

Permanent life insurance may not be something you’ve considered as a tool for growing and protecting wealth, but it’s become more popular in recent years. In fact, a 2020 LIMRA study revealed 51% of policyholders own permanent life insurance. As more and more people begin to learn about the livingContinue Reading

Business owner with life insurance investment, blog header image

“Is life insurance an investment?” Ask a financial planner this question and you’ll get varied responses. The truth is it depends on the type of insurance you buy. Some insurance policies come with built-in components that are either tied to investment options or function as investments. But are these typesContinue Reading