The Secret That All Millionaires Know
What are your options when the stock market takes a dive and the interest rate on all of the “safe” investments is next-to-nothing? You don’t want to panic, but leaving all of your cash in equities and “riding out” the coming storm is not the smartest thing to do. IfContinue Reading
What Is Limited Pay Life Insurance?
Limited pay life insurance is for an individual who owns a whole life insurance policy but chooses to pay for the total cost of their premiums for a limited number of years. With the limited pay life insurance option, you pay premiums in the first 10, 15, or 20 yearsContinue Reading
Life Insurance PUA Rider: What is it Good For?
In the late 1960s, a musician named Edwin Starr rose to fame with a song titled, “War.” The chorus of the song is “War, what is it good for? Absolutely, absolutely nothing.” This song became a cultural song for the time period and has been popular ever since. Using thisContinue Reading
Veteran and Military Advantages in Real Estate Investing
Veteran & Military Benefits Veterans and active duty members of the military have several advantages over the typical investor when it comes to growing wealth in rental real estate. These advantages include: Better loan terms Less expensive insurance Reduced costs for maintenance and repairs Better leasing and property management optionsContinue Reading
5 Businesses Saved by Cash Value Life Insurance
Cash Value Life Insurance vs. Banks Business owners and managers alike understand the importance of having liquid capital to support growth. Though money for a business is necessary, often times finding it or borrowing it can be difficult and stressful. There is one strategy, used by many businesses, which provides easy capital—cashContinue Reading
5 Reasons Why Business Owners Need Whole Life Insurance
Many small or medium sized business owners don’t know how beneficial a whole life insurance policy can be to a successful company. The truth is, regardless of size, all business owners need whole life insurance. It can help businesses break free from traditional bank loans, benefit their employees, and earnContinue Reading
How to Use Negative Interest Rates to Your Advantage
NIRP stands for Negative Interest Rate Policy. Whispers of implementing this un-charted technique are running wildly through economic circles right now. When you know more about NIRP and how it affects the way you borrow and spend money, you have more control over your finances. The U.S. economy is a credit-basedContinue Reading
The Top 5 Questions Asked When Buying Life Insurance
Buying life insurance can bring up a lot of questions. Whether you are meeting with a life insurance agent for the first time or have been considering a policy for a while, here are the top 5 most common questions asked when buying life insurance: How much is it going to costContinue Reading
How Living Benefits Can Kill Nasty Opportunity Costs
The hard truth is that your 401(k) is not only inadequate for generating enough retirement money; it’s stuck there like a Lamborghini in a traffic jam. There is a vehicle out there allows you to grow your wealth and have access to your money at the same time. This holyContinue Reading
How to Use Real Estate as a Cash-Flow Springboard
Have you ever wanted to get into the game of real estate as a means of cash flow instead of long-term value? Using real estate as an investment is still viewed as one of the best places to put your money, and using properties to bring immediate “returns” is theContinue Reading