Health affects on life insurance premium

When looking into getting a whole life insurance policy, obviously one of your first questions will be, ‘how much will my life insurance premium cost?’ The answer to your question is dependent on multiple factors. However, one of the biggest factors that determines the cost of a policy is a person’sContinue Reading

Paid Up Additions PUA Rider

The paid-up additions (PUA) rider is a unique additional insurance feature that comes with utilizing whole life insurance. To understand how PUA works, you must first understand one of the most attractive features in owning whole life insurance—the cash value. The cash value in your policy provides liquidity for anythingContinue Reading

the cash value of whole life insurance

What is the Cash Value of Whole Life Insurance? The cash value of whole life insurance is the contractual dollar amount the insurance company will exchange with a policy owner in the event the insurance policy is cancelled.  This same cash value is the basis by which the insurance company willContinue Reading

money in motion

Money in motion tends to stay in motion. Keeping money in motion by moving it through assets is how you generate wealth. It’s not about saving piles of money in various accounts accompanied by strict limitations. It’s about leveraging money and multiplying its use for your profit. Whole life insurance helps you multiply your money andContinue Reading

Rat Race

Eat, sleep, work, repeat… Does this rat race sound familiar? For many, the get-up-and-go-to-work routine this is the only way they know, simply trying to pay the bills and survive. The result ends up being that you merely work for your money, rather than your money working for you. “MoneyContinue Reading

Financial responsibility

Financial responsibility comes in many forms and is important for a multitude of reasons. When we are accountable for something within our control and management, such as money, it becomes our responsibility. Having money requires us to take financial responsibility for how it is managed, how it is spent, and howContinue Reading