Last year I had a client bring in some literature of Dave Ramsey and his take on Permanent Life Insurance.  Dave Ramsey is one of the foremost opponents to permanent life insurance, but yet in his arguments he excludes some very important details.  His alternative is buy term and investContinue Reading

Patrick Donohoe gives an analysis of the buy term invest the difference argument. This philosophy is widely held but more specifically is the advice of Dave Ramsey, Suze Orman and Primerica. Using an insurance policy that is set up for optimal use for the INFINITE BANKING CONCEPT is shown. WithoutContinue Reading

Patrick Donohoe reads Producers vs Consumers by the late Les Mcguire. Les passed away 4 years ago this past week and has been and will be missed. Les had a profound impact on people and this brief column reflects that.– To learn more about Infinite Banking download our freeContinue Reading

If you’re like most people, you’re probably interested in discovering exactly how it is that the wealthy seem to keep increasing their wealth, even while everyone else gets poorer—regardless of the current economy. How do they do it? After all, putting money slowly away into a 401(K) or other qualifiedContinue Reading

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