A Rider is a provision of an insurance policy that is purchased separately from the basic policy which provides additional benefits, sometimes at an additional cost. Every new day brings the potential for new life changes; being prepared is the best way to secure a satisfying future, explaining why InsuranceContinue Reading

The most important element to utilizing the Infinite Banking Concept with Whole Life Insurance is the Paid-Up Additions Rider, or PUAR. When adding this rider to your policy, you are able to quickly maximize the cash value. What is a Paid-Up Additions Rider (PUAR) Specifically, the Paid- Up Additions RiderContinue Reading

“Between stimulus and response, there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom.” –Viktor E. Frankl, Man’s Search for Meaning. In this Wealth Standard Radio show, Agent Sean Fleming talks about The Statue of Responsibility withContinue Reading

“You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive body builder. It’s a Fact: Americans Are Living Longer According to the CDC (Centers for Disease Control and Prevention), life expectancy in the U.S. now stands at 78.8 years. Women continue to outlive men, with lifeContinue Reading

The role of life insurance for individuals and families have changed, and the demographic of policy holders has evolved. Previous generations grew accustomed to purchasing Life Insurance after or before major life events; such as, getting married, starting a family, or when one’s retirement years were approaching.  However, Whole LifeContinue Reading

A recent Gallup Poll reported that 21% of individuals who own 401(k)s have dipped into their retirement accounts during difficult financial times within that last five years (gallup.com).  The survey states that unless an individual is planning on only using their qualified plan for retirement and nothing else, it isContinue Reading

Not long after graduating from college I got a job at one of the nation’s largest brokerage firms. I worked on retirement accounts for doctors, nurses, teachers and other employees from organizations that offered 403(b)s – which are the non-profit’s equivalent to 401(k)s. These professionals commonly followed the advice to:Continue Reading