rational, emotional, investing, retirement

Each of us make decisions, big and small, by comparing our emotional and rational sides. When it comes to finances and investing, this is no different. Too often, we believe that our rational side will be able to control our emotional side. If we’re being honest, however, emotions tend toContinue Reading

summit at sea, real estate guys summit, cruise blog, financial cruise

If you have been on a cruise lately, you partook in a one-of-a-kind experience. Thousands of people board these billion-dollar miracle structures daily. In a year, millions cram into cabins the size of some of their closets at home, consume an endless array of cuisine, ice skate, rock climb, surfContinue Reading

retirement plans, water and oil, 401k, retirment

If you’re a parent with elementary school aged children, you’re familiar with the annual science fair project. One such project is the concept of how molecules of water are attracted to each other, and so are molecules of oil, so they quickly separate when mixed. The oil always floats onContinue Reading

life insurance, death benefit, family insurance, wealth blog

My perspective about life insurance was changed forever when I was looking up into the faces of my family from a hospital bed. We didn’t know if I was going to make it one more day or live to see my next birthday, let alone having a long life. IContinue Reading

long term care, long term planning, asset care, long term care blog

Long-Term Care… We all have reasons why we haven’t started planning, right? I have found, though, that people who have started on this path have good things to say.  They feel more in control and less worried about the future. They’ve made decisions about (1) where and how they wantContinue Reading

collaboration, corporate collaboration, workplace collaboration, teamwork blog

You may have heard the quote, “If you’re the smartest person in the room, you better find another room.” I completely agree with this concept. If you are the smartest one in the room, there’s no way to push or stretch yourself. Also, it removes some humility, which is essentialContinue Reading

In the summer of 2009, I read a financial news story that I won’t soon forget. It was about a woman who lost $1 million overnight. The unforgettable part of the story is not so much that she lost the money, but rather how she lost it. As a gestureContinue Reading

retirement policies aren't water-tight

Traditional Retirement Policies Aren’t Water-Tight Up the canyon in Ogden, Utah is a beautiful lake called Pineview Reservoir. One of our family’s favorite activities during the summer is to take the boat up in the evening for fun-filled activities like wakeboarding, tubing, and fishing. This has created some great familyContinue Reading

fdic, fdic insurance, bank insurance, insurance for banks

The common opinion of most Americans when it comes to whether FDIC insurance, if they ever think about the FDIC, is that it provides guaranteed security. One specific example came from my own son as I was writing this article. He said he was told in his high school’s academyContinue Reading