Welcome to our webinar, Secrets to Retirement Success! In today’s session, we’ll uncover strategies to build a retirement that’s financially secure, adaptable, and independent of market uncertainties. We’ll introduce you to Paradigm Life’s Perpetual Wealth Strategy™, which prioritizes creating predictable cash flow, protecting your wealth, and maintaining flexibility to meet life’s changes.
The key to retirement success lies in creating a predictable, flexible income stream that doesn’t rely solely on market performance. Paradigm Life’s Perpetual Wealth Strategy™ focuses on building a foundation of cash flow and protection through whole life insurance, complemented by other diversified assets. By generating reliable cash flow, protecting your assets, and maintaining liquidity, you can confidently sustain your retirement lifestyle, even in uncertain economic times.
The most effective way to build for retirement is by combining consistent savings with a diversified, resilient financial strategy that includes cash-flow-focused assets. Paradigm Life emphasizes using whole life insurance to create a reliable financial foundation. This approach not only grows your wealth steadily but also provides a financial buffer through the policy’s cash value. Together with additional investments, this strategy allows you to accumulate wealth securely while preserving flexibility and control in retirement.
The “3% rule” is a conservative withdrawal strategy that suggests retirees draw only 3% of their retirement savings annually to reduce the risk of depleting assets. While it can help preserve funds, this rule doesn’t address issues like inflation or market volatility. Paradigm Life’s Perpetual Wealth Strategy™ takes a more dynamic approach, using whole life insurance cash value as a Volatility Buffer. This allows you to adjust income sources as needed, protecting your retirement funds from downturns and providing more financial resilience than fixed withdrawal rules.
A “golden rule” for retirement is to build a diversified income stream that provides stability, flexibility, and protection against economic uncertainty. Rather than depending solely on market-based investments or rigid withdrawal rates, Paradigm Life encourages clients to create a cash-flow-centered plan that includes the stable, accessible cash value of whole life insurance. This approach enables you to maintain consistent income and adapt to changes in your financial needs or market conditions.
Protecting your retirement income from market fluctuations involves creating a financial buffer that isn’t dependent on market performance. Paradigm Life’s Volatility Buffer Strategy leverages the cash value of whole life insurance as a non-market-correlated asset. This allows you to access cash during downturns without drawing from your investments, giving them time to recover while ensuring your income remains stable.
