Be prepared for whatever happens
Disability Insurance to protect you, your family, and your wealth.
Life happens. And when the unexpected hits, a disability insurance policy is the safety net you and your family need. But many people don’t know if their current policy provides enough income. Your disability insurance should sustain you and your family through anything.
Not sure if your current policy is right? Talk with one of our experts and find out. We work with a range of insurance agencies to give you the right coverage.
Short-term disability insurance begins to pay out within a few weeks of eligible disability. Long-term disability insurance can pay out in as little as a month of eligible disability or take up to one year, depending on how the policy is structured. For this reason, many people opt to purchase both short- and long-term disability insurance.
Disability insurance is offered in two increments: short term and long term. Short-term disability insurance pays out between a few months to a few years. Long-term disability insurance pays out for a specified number of years and can be structured to pay out up to retirement age. A Wealth Strategist can help you decide how much coverage you need with a free consultation.
Many jobs offer disability insurance coverage or allow employees to purchase coverage at a discounted rate through employer-sponsored insurance plans. People who are self-employed or whose jobs don’t offer disability benefits can independently purchase a policy or a waiver of premium for disability rider from an insurance provider. Paradigm Life brokers policies through the nation’s top disability insurance providers, including Guardian, MassMutual, and OhioNational, to name a few. Click here to schedule a consultation.
650 South 500 West, Suite 128 | Salt Lake City, UT 84101 | 801-877-9458
