The term “double indemnity” was made immortal from Edward G. Robinson’s 1944 film titled, Double Indemnity. Nominated for 7 Academy Awards (though winning none) the film became a classic and was often heralded as the first “film noir” that set the standard for the genre. Little did the movie makersContinue Reading

Key Person Insurance, also known as “Key Man” Insurance; Business Owned Life Insurance (BOLI); or Company Owned Life Insurance (COLI), is a type of business insurance that provides coverage for vital individuals of a business. The employees designated as key, are solely determined by the business, and the designation isContinue Reading

A Rider is a provision of an insurance policy that is purchased separately from the basic policy which provides additional benefits, sometimes at an additional cost. Every new day brings the potential for new life changes; being prepared is the best way to secure a satisfying future, explaining why InsuranceContinue Reading

“You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive body builder. It’s a Fact: Americans Are Living Longer According to the CDC (Centers for Disease Control and Prevention), life expectancy in the U.S. now stands at 78.8 years. Women continue to outlive men, with lifeContinue Reading

The Child Protection Rider (CPR) is additional insurance added to your original Whole Life Insurance policy that provides coverage for your child in case of death. Many life insurance agents who speak about Children Insurance or the CPR, do so by explaining to parents that all emotions must be setContinue Reading

For most people, buying a home is one of the most important financial decisions they will ever make. It’s also one of the largest financial obligations, as well. And unlike many other financial obligations, once the “sale is final,” there is no return policy. At least, not for years. So,Continue Reading