A Rider is a provision of an insurance policy that is purchased separately from the basic policy which provides additional benefits, sometimes at an additional cost. Every new day brings the potential for new life changes; being prepared is the best way to secure a satisfying future, explaining why InsuranceContinue Reading

Matilda Rose Ledger vs. ReliaStar Life Insurance Company: 2 Year Contestability Period – Part 1 Heath Ledger died of what was ruled an accidental drug overdose. So why did Ledger’s three-year-old daughter, Matilda Rose, have to sue for the $10 million claim? Ledger’s life insurance company, ReliaStar, did not denyContinue Reading

Have you ever heard the expression that “you can’t have your cake and eat it too?” When I was growing up I used to hear this phrase often when I would look to do, or have, too much of something. Today, in our culture, we seem to have an abundanceContinue Reading

As a child I grew up on a farm in a family of 4 hungry kids. We’d get excited when Mom made cookies or some other goodies. Every couple weeks she would bake a small batch of cookies as a treat.  They always disappeared so fast. “Who ate all theContinue Reading

Protect Your Assets with Annuities and Life Insurance At Paradigm Life, our concern is not limited to how you earn, use, borrow and grow your money—we are also concerned with how you protect your money. In fact, we recognize and stress the importance of protecting ALL of your assets. ToContinue Reading

How many times have you heard that there are only two things certain in life – death and taxes?  We all seem to leave this life in the same way, and while we are alive we do everything we can to avoid taxes.  Fortunately, there is a financial vehicle thatContinue Reading

With the April 15th deadline for filing your personal income taxes looming, I figured it a good time to review the tax benefits of permanent life insurance.  While I am not an advocate of investing solely for tax reasons it’s important to understand how your investing strategy is impacted byContinue Reading

One of the primary features of a mutual life insurance company is that they operate for the benefit of their participating policy owners – not stockholders. As a result, mutual companies are making decisions today with the long-term interest of policy owners in mind. The mutual structure is the foundationContinue Reading

There are costs associated with running mutual funds. These costs are passed along to investors as fees that help pay for various investor transactions as well as regular operating expenses. The fees associated with mutual funds can be difficult to navigate and have long-reaching effects for the stockholder. As such,Continue Reading