the cash value of whole life insurance

What is the Cash Value of Whole Life Insurance? The cash value of whole life insurance is the contractual dollar amount the insurance company will exchange with a policy owner in the event the insurance policy is cancelled.  This same cash value is the basis by which the insurance company willContinue Reading

In the late 1960s, a musician named Edwin Starr rose to fame with a song titled, “War.” The chorus of the song is “War, what is it good for? Absolutely, absolutely nothing.” This song became a cultural song for the time period and has been popular ever since. Using thisContinue Reading

Paradigm Life

We want to give you a little bit of background on what we’re up to and what’s gonna be launching on May 16th. Basically a look into the fresh new mindset of Paradigm Life. Now, not much is going to change fundamentally. We still do the exact same thing: teachContinue Reading

You’ve heard the old saying that “Cash is King.”  Those who have the cash, make the rules, it says.  Well, today, let’s use that idea to talk about the concept of “Cash FLOW as King!” Why Your Cash Flow is so Important  Cash flow dictates your financial reality and yourContinue Reading

Whole Life Insurance and A La Carte Options

Every whole life insurance policy has an a la carte menu of different add-ons you can put onto the life insurance product.  These “add-ons” are known as Riders. When creating a cash-rich policy, the Paid up Additions rider is a necessary component.  What are paid up additions? How does oneContinue Reading

Doctors, dentists, counselors, and life insurance agents. They all have something in common; there are key factors that need to be present before we officially select one. A recent consumer poll provided that 79% of consumers asked their family and friends for insurance agent referrals. And 69% asked colleagues andContinue Reading

What is the Central Bank? Surprisingly, a lot of people don’t know what the central bank actually is. Currently, the central bank is the Federal Reserve System that provides services for the United States’ banking system, monetary policy, and issuing currency. When and Why did the Central Bank Begin? The CentralContinue Reading

The living benefits that come with a Permanent policy aren’t anything new, they just haven’t seen the same exposure as pension plans, 401K’s and other such savings and retirement vehicles of generations past. However, this is changing as insurance grows to be more modernized. As technology evolves, each industry mustContinue Reading

Wherever there is public opinion, the potential for misconstrued truths and even myths are probable. Whole Life Insurance is no exception. There are many misunderstandings in regards to the way Whole Life Insurance works and its benefits. Some misconceptions are the result of individual opinion, however, there are quite aContinue Reading