A waiver of premium rider may be one of the smartest options to consider before you buy life insurance. But what is it, who needs it, and how much does it cost? Here’s everything you need to know about a waiver of premium rider and how to decide if thisContinue Reading
If you knew that you were guaranteed to be eligible for life insurance, would you buy coverage? If you currently have life insurance, do you wish you had more coverage? One of the biggest reasons people don’t have adequate insurance is because their health prevents them from qualifying for lifeContinue Reading
By definition, “insurance” is a contract that provides financial protection against loss. Whether it’s loss of property, a job, health, even a particular skill or unique characteristic (Betty Grable’s legs, Bruce Springsteen’s voice, etc.). One factor that plays a role in the selection of insurance is one you cannot preventContinue Reading
What if you could access the death benefit of your life insurance policy while you’re still living? In other words, accelerate the benefits of your policy? And what if your policy had living benefits in addition to your death benefit? Would you be more inclined to purchase a policy? There’sContinue Reading
A Rider is a provision of an insurance policy that is purchased separately from the basic policy which provides additional benefits, sometimes at an additional cost. Every new day brings the potential for new life changes; being prepared is the best way to secure a satisfying future, explaining why InsuranceContinue Reading
