Is a LIRP a Good Investment blog header image

A life insurance retirement plan, or LIRP, utilizes cash value life insurance structured for optimal growth to increase cash flow in retirement. For some, it is their sole source of retirement income. Others use LIRPs to supplement distributions from a 401(k) or other qualified retirement plan. And LIRPs can evenContinue Reading

What Is a Modified Endowment Contract blog header image

What is a modified endowment contract? If you’re shopping for a cash value life insurance policy like participating whole life insurance, you may have heard of the term “modified endowment contract” or “MEC” and how it can strip your insurance policy of certain tax advantages. Pay too much into yourContinue Reading

Early retirement idea with life insurance retirement plan

Relying on a 401(k) or IRA for retirement? There may be a better option. A Life Insurance Retirement Plan (LIRP) offers increased protection and less risk than qualified, market-based retirement products. And if you plan on retiring early, it could save you tens of thousands of dollars. In this article,Continue Reading