The most important element to utilizing the Infinite Banking Concept with Whole Life Insurance is the Paid-Up Additions Rider, or PUAR. When adding this rider to your policy, you are able to quickly maximize the cash value. What is a Paid-Up Additions Rider (PUAR) Specifically, the Paid- Up Additions RiderContinue Reading

For most people, buying a home is one of the most important financial decisions they will ever make. It’s also one of the largest financial obligations, as well. And unlike many other financial obligations, once the “sale is final,” there is no return policy. At least, not for years. So,Continue Reading

Matilda Rose Ledger vs. ReliaStar Life Insurance Company: 2 Year Contestability Period – Part 1 Heath Ledger died of what was ruled an accidental drug overdose. So why did Ledger’s three-year-old daughter, Matilda Rose, have to sue for the $10 million claim? Ledger’s life insurance company, ReliaStar, did not denyContinue Reading

Have you ever heard the expression that “you can’t have your cake and eat it too?” When I was growing up I used to hear this phrase often when I would look to do, or have, too much of something. Today, in our culture, we seem to have an abundanceContinue Reading

As a child I grew up on a farm in a family of 4 hungry kids. We’d get excited when Mom made cookies or some other goodies. Every couple weeks she would bake a small batch of cookies as a treat.  They always disappeared so fast. “Who ate all theContinue Reading

Protect Your Assets with Annuities and Life Insurance At Paradigm Life, our concern is not limited to how you earn, use, borrow and grow your money—we are also concerned with how you protect your money. In fact, we recognize and stress the importance of protecting ALL of your assets. ToContinue Reading

How many times have you heard that there are only two things certain in life – death and taxes?  We all seem to leave this life in the same way, and while we are alive we do everything we can to avoid taxes.  Fortunately, there is a financial vehicle thatContinue Reading

With the April 15th deadline for filing your personal income taxes looming, I figured it a good time to review the tax benefits of permanent life insurance.  While I am not an advocate of investing solely for tax reasons it’s important to understand how your investing strategy is impacted byContinue Reading