What is Cash Flow Banking? Cash flow banking is a concept that allows you to capture the opportunity cost of your dollars. It lets you be your own bank and earn interest on yourself. This is most commonly achieved using dividend-paying whole life insurance. Whole life insurance is used becauseContinue Reading
As a Wealth Strategist, one of the interactions I enjoy most is teaching clients how to implement a whole life policy into their everyday life. I savor these teaching sessions because typically, I receive the same excited, shocked, curious and amazed reactions when clients become enlightened to the life changingContinue Reading
Whole life insurance policies have a unique feature that make them ideal vehicles for growing and protecting wealth—cash value. But how does cash value work? How does it grow? How do you access your money and what are the tax implications? Let’s break it down. What is the Cash ValueContinue Reading
Many small or medium sized business owners don’t know how beneficial a business life insurance policy can be to a successful company. The truth is, regardless of size, all business owners need whole life insurance. It can help businesses break free from traditional bank loans, benefit their employees, and earnContinue Reading
Money in motion tends to stay in motion. Keeping money in motion by moving it through assets is how you generate wealth. It’s not about saving piles of money in various accounts accompanied by strict limitations. It’s about leveraging money and multiplying its use for your profit. Whole life insurance helps you multiply your money andContinue Reading
The summer season brings many things to our existence – family picnics, fireworks, BBQ’s, vacations, and college. Though college is a noble aspiration and we want our kids to attend, it is often accompanied with this sincere question: How are we going to pay for it? According to Sallie Mae,Continue Reading
‘Retirement’ is a buzz word in the financial industry that we don’t like to hear. That is because too often individuals we work with either believe their qualified plans are the repository of all plans, so they’re closed off to better options; or the opposite exists, where individuals realize theirContinue Reading
It’s easy to get burned by financial advice when you anxiously want to make the right decisions with your money. The problem is, people everywhere – even those in your close circles – like to tell you what to do with your money. Don’t get us wrong, talking about businessContinue Reading
When you were imagining life at 65, did you think you’d be swimming in debt? Today, it’s more common than not for those 50 and older to be in more debt than even college-bound millennials! Since the Great Depression, the baby boomers have taken more financial hits than any otherContinue Reading
You may or may not be aware that your bank is doing you a disservice. If you already knew that fact, you might be dramatizing the statement a bit more to say, the government is doing you a disservice. Either way, be it the bank or the Federal Reserve, you’reContinue Reading