With the April 15th deadline for filing your personal income taxes looming, I figured it a good time to review the tax benefits of permanent life insurance.  While I am not an advocate of investing solely for tax reasons it’s important to understand how your investing strategy is impacted byContinue Reading

One of the primary features of a mutual life insurance company is that they operate for the benefit of their participating policy owners – not stockholders. As a result, mutual companies are making decisions today with the long-term interest of policy owners in mind. The mutual structure is the foundationContinue Reading

There are costs associated with running mutual funds. These costs are passed along to investors as fees that help pay for various investor transactions as well as regular operating expenses. The fees associated with mutual funds can be difficult to navigate and have long-reaching effects for the stockholder. As such,Continue Reading

Along with all the exciting possibilities of the New Year, the start of 2014 offers us the opportunity to reflect upon the past and set goals for the future. While we often concentrate on the major, big picture factors, which might have impacted our success or not-so-successful results of theContinue Reading

Being audited can be time consuming and nerve wracking. The IRS does not have the man power to audit more than about 1% of all individual tax returns on an annual basis. To figure out who they are going to audit, the IRS has some red flags that will prettyContinue Reading

Justin Atkinson joins Patrick Donohoe for November’s Podcast.  Justin has been in the financial services industry for 12 years.  He has built his business around safety and security – especially those found in the Infinite Banking Concept.  Justin has been with Paradigm Life for just 6 months and brings tremendousContinue Reading

It is really called “Cash Surrender Value”. When you enter into a contract with a life insurance company and buy Permanent Life Insurance, you have an insurance policy that is unlike any other insurance policy that exists. As you make premium payments into your policy, a percentage of your premium becomesContinue Reading

Retirement is the dream of every working American. They long for the day that they can finally sleep in, watch TV and do whatever else they want all day long. It is a privilege denied to them since they were kids. This dream is shared by many, but will soonContinue Reading