The Secret That All Millionaires Know

What are your options when the stock market takes a dive and the interest rate on all of the “safe” investments is next-to-nothing? You don’t want to panic, but leaving all of your cash in equities and “riding out” the coming storm is not the smartest thing to do. IfContinue Reading


NIRP stands for Negative Interest Rate Policy. Whispers of implementing this un-charted technique are running wildly through economic circles right now. When you know more about NIRP and how it affects the way you borrow and spend money, you have more control over your finances. The U.S. economy is a credit-basedContinue Reading


Laziness is a destroyer of wealth. There, we said it. It’s not a secret; just something nobody likes to acknowledge. All humans want to be secure, make a difference, find love, and have a sense of belonging. But when looking at what we’re doing on a day-to-day basis, why aren’tContinue Reading

Cognitive bias

Everyone hates to lose money, but ever stop to realize that for most of us the pain of losing money hurts more than the joy of finding money? It’s called “loss aversion,” and it is one example of what behavioral psychologists call a cognitive bias. Cognitive biases are generally thoughtContinue Reading

Most of us take for granted that the government tweaks interest rates and the economy through the Federal Reserve—we know they do it, we just aren’t sure how or why, and we assume that it’s for everyone’s benefit. The monetary policies and mandates made by the Federal Reserve, or theContinue Reading

If you learn tax secrets, that aren’t really secrets, then you’ll be managing your money like the top 1%. And the secrets are right in front of your eyes—in the tax code. Fundamentally, everyone wants to pay fewer taxes. But looking at the big picture we see that important initiativesContinue Reading

Cheat Your Bank

Unless you’ve never taken out a loan, you’ve already padded the pockets of banks and bankers. And if you’re moderately successful you will continue to hand over thousands and thousands of dollars over the course of your life. If you continue to be financially “above average” and don’t figure outContinue Reading

True financial education is an ongoing discovery process, not a one-time seminar or blog post read. What does this have to do with growing your wealth? Everything. Regarding your cash management strategy, your education is never “finished.” Your biggest investment is in yourself. Something you learn today or tomorrow couldContinue Reading

3 Wealth Destroyers

“The difficulty lies not so much in developing new ideas as in escaping from old ones.” ― John Maynard Keynes, British Economist circa 1925 Today our economy is in the midst of a huge shift, and the first step to adapting is gathering information. You won’t thrive in a new andContinue Reading