Utilizing cash looks different for everyone. What’s great about owning a cash value insurance policy, also known as whole life insurance, is that when you are ready to utilize the liquidity there are no restrictions. You can use the cash for anything you want or need, and the liberty ofContinue Reading
What if your employer approached you with a retirement account that came with unlimited access to cash and contributions, provided market safety, and offered you a steady rate of return? You were then told that this same retirement account was completely controlled by you with very little government regulation andContinue Reading
Many small or medium sized business owners don’t know how beneficial a whole life insurance policy can be to a successful company. The truth is, regardless of size, all business owners need whole life insurance. It can help businesses break free from traditional bank loans, benefit their employees, and earnContinue Reading
Quantitative Easing, or QE as it’s called, ended in the fourth quarter of 2014, and was the last tool at the Federal Reserve Chairman’s disposal to jump start an ailing economy after the meltdown of 2008. Several years and 3 trillion dollars later, the Fed ended its experiment of injectingContinue Reading
The Child Protection Rider (CPR) is additional insurance added to your original Whole Life Insurance policy that provides coverage for your child in case of death. Many life insurance agents who speak about Children Insurance or the CPR, do so by explaining to parents that all emotions must be setContinue Reading
For most people, thinking about life insurance can be an uncomfortable thought. We’d rather think of ourselves as super heroes – indomitable, unstoppable, immortal. But somewhere in our 20’s or 30’s, depending upon our life circumstances, or at the recommendation of a friend or family member, the subject of acquiringContinue Reading
Being one of the oldest financial products on the market, Permanent Life Insurance naturally comes with many levels of protection and guarantees. Though each state has different exemption laws, typically cash value insurance is one of the few assets protected from creditors, divorce settlements, lawsuits and even bankruptcy. It’s wiseContinue Reading
Permanent Life Insurance provides a death benefit, but can also protect you and your family during times of financial stress while you’re still living. If for whatever reason you get injured and your income is no longer available, using your life insurance policy as a buffer can help to notContinue Reading
There is a lot of talk circulating in the financial world about permanent life insurance, and to be honest, there should be. Whole Life Insurance is such an overlooked and sorely misunderstood financial product, that when conversations arise about the insurance – good or bad – I take the opportunityContinue Reading
“I want my money to be like a river, not like a pond.” – Lisa Sasevich, Inc. 500 business owner Accumulation does NOT equal wealth and prosperity. Traditional financial planning teaches us to: accumulate first, then disburse. The goal is to save and invest to accumulate ample assets. Then someday,Continue Reading