Many small or medium sized business owners don’t know how beneficial a business life insurance policy can be to a successful company. The truth is, regardless of size, all business owners need whole life insurance. It can help businesses break free from traditional bank loans, benefit their employees, and earnContinue Reading
If you didn’t have a chance to register for Paradigm Life CEO Patrick Donohoe’s live Q&A webinar on Friday, April 3, or if you’re looking for a refresher course on the topics discussed, here is a summary of the questions asked and Patrick’s answers. Financial Certainty in Uncertain Times Q&AContinue Reading
The COVID-19 crisis is spiking the anxiety levels of employees and employers, not just because of their retirement accounts plummeting, but because if you can’t go to work, you won’t get paid. Yes, there may be short term government fixes like reducing payroll taxes or giving us cash, but whatContinue Reading
It’s an emotional time for people all across the globe. I admit I have oscillated a bit from being motivated to nervous, frustrated and then back to motivated and excited again. During these times of uncertainty, the Paradigm Life Team and I wanted to connect and communicate with you inContinue Reading
Quantitative Easing, or QE as it’s called, ended in the fourth quarter of 2014, and was the last tool at the Federal Reserve Chairman’s disposal to jump start an ailing economy after the meltdown of 2008. Several years and 3 trillion dollars later, the Fed ended its experiment of injectingContinue Reading
The Child Protection Rider (CPR) is additional insurance added to your original Whole Life Insurance policy that provides coverage for your child in case of death. Many life insurance agents who speak about Child Insurance Rider or the CPR, do so by explaining to parents that all emotions must beContinue Reading
For most people, thinking about life insurance can be an uncomfortable thought. We’d rather think of ourselves as super heroes – indomitable, unstoppable, immortal. But somewhere in our 20’s or 30’s, depending upon our life circumstances, or at the recommendation of a friend or family member, the subject of acquiringContinue Reading
Being one of the oldest financial products on the market, Permanent Life Insurance naturally comes with many levels of protection and guarantees. Though each state has different exemption laws, typically cash value insurance is one of the few assets protected from creditors, divorce settlements, lawsuits and even bankruptcy. It’s wiseContinue Reading
Permanent Life Insurance provides a death benefit, but can also protect you and your family during times of financial stress while you’re still living. If for whatever reason you get injured and your income is no longer available, using your life insurance policy as a buffer can help to notContinue Reading
There is a lot of talk circulating in the financial world about permanent life insurance, and to be honest, there should be. Whole Life Insurance is such an overlooked and sorely misunderstood financial product, that when conversations arise about the insurance – good or bad – I take the opportunityContinue Reading