Should Your Family Use The Family Banking Concept?
Join Ryan Lee as he discusses a strategy that has completely changed the future of his family.
Optimizing Retirement Income
Dr. Wade Pfau discusses the significant risk associated with using the market as your single source of retirement income. Learn simple techniques for maximizing your retirement income in this popular ebook.
Webinar: What Would Your Financial Future Look Like By Using The Perpetual Wealth Strategy
Join Wealth Strategist, Nate Butler and discover how to BECOME YOUR OWN BANKER using this powerful strategy.
Banking on Long Term Success
Banks and corporations have several different streams of cash flow that help to protect their money, and keep their business thriving. Have you ever wondered what you can do to mimic their powerful wealth strategies?
Retiring Soon? What You Need to Know.
Discover what you can do to combat the volatility of the market and how to avoid emotional investing.
An Asset that Protects and Builds Family Wealth
Discover a powerful financial management tool for you and your family in your normal day-to-day life, as well as big events like purchasing a home or starting a business.
Infinite Wealth: A Different Kind Of Retirement Planning
When helping baby boomers prepare for retirement, we at Paradigm Life, have realized that many of those clients come to us with the same three major fears. Read how a properly structured whole life policy can help alleviate retirement fears.
Is Your Retirement Plan Hanging Out To Dry?
Our country is faced with some pretty stark realities when it comes to retirment savings plans. 401(k)s, IRAs, and even 403bs are connected to the fluctuating stock market. Find out how to avoid connecting the success of your future to the market.
Issue 2: What Life Insurance Brings to a Financial Portfolio
During a client meeting a few months ago, I asked the savvy investor I was meeting with about what initially brought him to Paradigm Life.
Access Your Savings Tax Free with a Private Retirement Plan
401(k) Savings Plans have not helped the last ten years earn the title “Decade of Nothing” for no reason. Learn how the retirement plan really stands up.
E-BOOK: Heads I Win, Tails You Lose
Heads I Win, Tails You Lose is a full-length book written by Patrick Donohoe
Using a Perpetual Wealth Strategy as Permanent Growth Path For Your Business
Gain the liquidity, flexibility and security to finance your business expenses without a bank.
How Permanent Life Insurance Strengthens Your Business
Being a business owner can be one of the most stressful occupations out there - every financial decision begins and ends with you. How do you succesfully keep your business thriving? Read how permanent life insurance can provide cash flow to help your business grow.
Discover The #1 Cash Flow Resource: Permanent Life Insurance
For nearly 79 years this asset was used by the majority of Americans to store their wealth. It was a replaced with financial products like the 401k and IRA. However, the replacement never did what it was intended to do. Today, you can still store your wealth here, and more and more people are learning and benefiting from it like they did in the past.
Real Estate Investing Using The Perpetual Wealth Strategy
This article will teach you about a financial system that has been followed by some of the most successful investors, individuals, and institutions in history. You will learn why it is so successful and the steps to take to implement it. Regardless of your current financial situation, you can implement this system on a small, medium, and large scale with success.
Climbing Retirement Mountain- Compare With and Without a Perpetual Wealth Strategist
The majority of people don’t plan correctly for retirement - learn how to avoid the common mistakes.
How To Maximize Your Wealth Using a Wealth Strategy
In this informational eBook you will find resources on how you can become more passionate about what you do, and create a strategy that works for you that will increase your yearly.
The Perpetual Wealth Strategy
This article will show you what the Perpetual Wealth Strategy is.
Webinar: Getting Ready to Retire at Any Age
Knowing the right questions to ask when planning for retirement is the first step to getting ahead in your non-working years.
In Search of the Best Way: eBook
From his regional law firm to Paradigm Life wealth specialist, Will Street has professional insights that can help you with your financial future. Through this comprehensive eBook you will learn how using whole life insurance and the perpetual wealth strategy can make you wealthier and happier.
Webinar: How to Use a Private Insurance Contract
Join Wealth Strategist Ryan Lee on a webinar that shows the tools are only as valuable as the one who uses them.
Determining Capital Value
Putting monetary value on a human life can feel heartless. Yet, insurance companies every day. Placing value on their client's lives to ensure that the clients beneficiaries feel (at least financially) as if the loved one had not passed. When it comes to Whole Life Insurance, mutual insurance companies take a completley different angle.
Protect Yourself from Market Volatility
Relying solely on the Stock Market during your retirement may leave you penniless. Patrick Donohoe explains how you can protect yourself and create a “buffer” against market volatility. These strategies can not only protect the money you have saved, but allow you to continue to grow your savings during retirement.
Issue 1: The Life Insurance Loan
After more than 10 years advising clients on the Perpetual Wealth Strategy, there’s one thing we continue to hear more than anything else:
Grow A Healthy Medical Practice with Life Insurance
It can be fiancially difficult to take over a medical practice, or maybe your business is running on a tight budget, and you need a cushion for expenses. “Infinite Banking for Doctors” will help you understand how utilizing Whole Life Insurance is a smart way to advance your practice.
Infinite Banking at a Glance
Learn the basics of the Infinite Banking Concept that was created 40 years ago by a man named R Nelson Nash. The concept was revolutionary then as it is today.
Austrian Economics: For a Failing Economy
“Central banking is like a thief in the night, silently robbing us of money and control as we quietly sleep.”
6 Things to Know About Cash Value
This infographic teaches you the benefit of keeping your wealth in cash value. Cash Value offers privacy, guaranteed growth, dividends and more. Download the infographic today to get a snapshot.
The Whole Truth About Whole Life
Learn why the critics such as Dave Ramsey and Suze Orman are right about Whole Life but also learn a few of the reasons why they misinformed.
The Perpetual Wealth Strategy for Business
Did you know 401(k)s were never intended for retirement? Find out a better solution for your bussiness that will help you finance your expenses and retain good employees.
Protecting Your Privacy in the Information Age
Permanent Life Insurance naturally comes with many levels of protection and guarantees. Though each state has different exemption laws, typically cash value insurance is one of the few assets protected from creditors.
Boost Your Real Estate Gains by Being Your Bank
Learn how to combine the wealth building powers of Real Estate and the Private Loan of the Perpetual Wealth Strategy to increase your returns and reduce your risk.
Webinar: How to Safely Fund Your Kid's College
Find out how you can dissolve the worry associated with paying the burdensome expense of college funding.
Webinar: Discover the Secrets to Becoming Financially Stable in the 21st Century
Traditional financial wisdom is limiting. You are forced to choose between accumulating or utilizing your money, not both. Why does traditional financial wisdom force us to choose?
Climbing to Financial Freedom
Our clients come from all walks of life and at various stages of their financial life. We provide services that will enhance your financial well-being regardless of your situation.
Issue 3: The Most Valuable Benefit of Life Insurance for Children
The Most Valuable Benefit of Life Insurance for Children "Just use the debit card," my daughter Meghan said to my wife. Like every kid, my children weren't born understanding the concept of money. To them, you swipe a card here and you swipe a card there and stuff becomes yours. "Just use the card" was a common phrase on Target runs and trips to the grocery store. Time flies. I have one child in high school, one in middle school, and one in Kindergarten. My kids, even the youngest, are at an age where they now understand what money is. More importantly, they're starting to grasp its value, which is not in the money itself but in what creates it. Things don't show up just from swiping a card. They aren't valued at a dollar amount. They're valued in nights of babysitting jobs, chores around the house, and helping dad at the office. There are many ways to teach children the value of money, but a Wealth Maximization Account is designed with specific characteristics to benefit your children, both now and in the future, and can be an asset for the entire family. The Value of Life Insurance for Children Opening up a Wealth Maximization Account (a whole life policy designed for high cash value) on your children or grandchildren is an incredible way to set them up for a secure financial future. But the life insurance policy itself isn't what changes your child's life, it's the education behind it. Using a whole life insurance policy for children to teach them the value of money is a priceless gift. This gift to a child or grandchild is more than the cash value of an inheritance or trust fund. It's not about giving them money, although you can certainly use it that way if you wish. I use my children's life insurance policies to teach them the difference between wants and needs, the difference between good debt and bad debt, and to help them understand their intrinsic financial value. Do children have an economic value? They absolutely do. Their potential is like a seed, ready to be nurtured and cultivated. To maximize their value as an adult, they have to learn financial responsibility at an early age. One of the most effective ways I've been able to teach sound financial practices is by letting my kids borrow against the cash value of their Wealth Maximization Accounts. It allows me to show them the economic value of their life, as well as the unique way they can use it to make purchases. Family Banking Strategy for Kids A Wealth Maximization Account is unique in that it allows you to borrow against its cash value while still earning guaranteed interest on the full cash value amount of the policy. You, the parent, own and control your child's life insurance policy. You're the "bank" and can allow your child to take a loan from their policy, while the actual interest in the policy itself remains protected. Now, when my kids want things, my wife and I decide if we'll let them borrow from their policies, and it becomes their responsibility to pay it back. We call it our family bank. Our children have the opportunity to make purchases that are of value to them, but they must assume responsibility for paying back the loan. It forces them to weigh the value of their time and commit to a payment schedule. My daughter Meghan has used her policy to buy various types of electronics and a $400 gymnastics mat, amounting to thousands of dollars cumulatively. She had to create a payback plan before she could borrow the money. She felt she could earn enough for the payments by increasing the amount of babysitting she did in the neighborhood. She also researched ways to earn bigger tips by giving better service, such as making little videos of the kids, making sure the house was cleaner than when the parents left, and leaving a handwritten note. This experience has given Meghan an appreciation for where money comes from, what a loan is, and what interest is, all of which will benefit her in the future. Meghan is also learning the value of her time; an enormous lesson when it comes to her lifelong earning potential. The educational aspect of a Wealth Maximization Account is the most valuable benefit of life insurance for children. What If My Child Doesn't Pay Back Their Loan? Failure is part of the process. When it comes to teaching children financial responsibility, failure to repay a loan can actually provide a more powerful learning opportunity. As parents and the policy's owners, we "repossess" what they bought, whether it be a phone, iPad, bike, or toy. It's far
Planning for a Successful Retirement
A successful retirement can happen sooner than you think - it takes knowing the right details about your plan. Too often, people focus on money accumulation to get into retirement, but forget how far their money will go after they've reached retirement.
How to turn the holidays into your best investment of the year!
Most people do not look at the holidays as an investment. However, the holidays are one of the best times to make many investments that will give you positive yield forever.
Powerful Cash Management Strategies
Real Estate has attracted investors for hundreds of years because of its ample wealth-building benefits, but it's not failproof. Many individuals find themselves at a financail loss with property investment while they try to build wealth. Why? Read how Permanent Life Insurance provides an excellent investment system.
Webinar: A Private, Protected Asset Class
The insurance industry has aided individuals in building wealth with more consistent success than Wall Street. Did you know these assets come with a level of privacy too?
Preparing for Your Complete Retirement Journey
Retirement should not cause worry, the golden years are meant to be enjoyed. Listen to President and CEO of Paradigm Life, Patrick Donohoe, discuss how Whole Life Insurance, when properly used and structured, can facilitate an abundant retirement.
Agriculture At Work With A Permanent Life Insurance Strategy
Infinite Banking can assist farmers and their families in establishing a private banking system that can be used to finance both personal and business expenses. Read how this strategy is a smart way to supply financial safety for your family business.