What is Cash Flow Banking? Cash flow banking is a concept that allows you to capture the opportunity cost of your dollars. It lets you be your own bank and earn interest on yourself. This is most commonly achieved using dividend-paying whole life insurance. Whole life insurance is used because
What is Key Person Insurance? Also known as “Key Man” Insurance, or Company Owned Life Insurance (COLI), it is a type of life insurance that provides coverage for vital individuals of a business. Who is Considered a Key Employee? The employees designated as “key” are solely determined by the business.
If you’re feeling anxiety about downsizing from two household incomes to one, you’re not alone. Due to the high cost of living—regardless of what area you’re in— and other costs like student loans and health care, many individuals feel like they need to have two incomes. However, with recent economic
Cash Value Life Insurance vs. Banks Business owners and managers alike understand the importance of having liquid capital to support growth. Though money for a business is necessary, often times finding it or borrowing it can be difficult and stressful. There is one strategy, used by many businesses, which provides easy capital—cash
S.O.S. is the international distress signal and it more than applies to why you should rescue yourself from relying on volatile, market-dependent IRA and 401K accounts. There is something better, the Infinite Banking Concept (IBC). This is the tool you need to take control of your financial life as quickly
The summer season brings many things to our existence – family picnics, fireworks, BBQ’s, vacations, and college. Though college is a noble aspiration and we want our kids to attend, it is often accompanied with this sincere question: How are we going to pay for it? According to Sallie Mae,