infographics

Typical Lending vs. Whole Life Policy Lending

Quick access to liquid capital is invaluable. Rather than locking away and restricting access to your savings, or requiring borrowing approval from an outside institution, The Perpetual Wealth StrategyTM allows you to access your money when and as you wish through the whole life policy loan. While it may not always be your best funding option for future purchases, investments, and needs, here are a few ways the whole life policy loan stands apart from typical lending options.

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Tax Advantages of the Wealth Maximization Account

When compared to alternatives, the Wealth Maximization Account - a dividend-paying whole life policy designed for maximum cash value - can have some of the most lucrative short- and long-term tax benefits available.

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Asset Protections in Your Whole Life Policy

We live in one of the most litigious times in history. That means that your personal, business, and family assets are at more risk of lawsuit, judgment, and seizure than ever before. Storing foundational wealth in vehicles and strategies that offer the most protection possible is a key component of the Perpetual Wealth Strategy™. While there is no such thing as absolute asset protection, the very nature of your whole life policy provides barriers to four major financial risks and liabilities, keeping as much power as possible in your hands.

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Your New Money Mindset

You've adopted an untraditional financial mindset, strengthening your position of power over your finances and the results you're able to achieve. This mindset is vital to maintain

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The Power of Mutual Insurance Companies

Banks and corporations hold billions of dollars in cash value life insurance. The providers of these policies, mutual insurance companies, have been some of the most proven and reliable companies in existence. From their foundational structure to their fiduciary responsibility and historical performance, mutual insurance companies can be one of the safest places to store your assets. Here are just a few of the ways their structure sets them apart from banks and other financial institutions.

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Hierarchy of Wealth

Just like Maslow's Hierarchy of Needs, there is a natural progression for meeting your financial needs: fulfill the most essential first before pursuing any other financial goal

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Saving and Spending Smarter with the "AND Asset"

There are two common spending profiles most people fit into. The first is The Saver - the person who saves money for purchases in a bank account, then withdraws that money once it's reached its target amount. The second is The Debtor - the person who uses a credit card or line of credit to pay for purchases, then repays that balance over time, trying to get back to even. One major problem they share is failing to capitalize on compound interest. Here's how The Perpetual Wealth Strategist - the person leveraging their whole life policy as an "AND Asset" - acts on financial needs and opportunities without eliminating their ability to grow their wealth.

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