guaranteed insurability rider

By definition, “insurance” is a contract that provides financial protection against loss. Whether it’s loss of property, a job, health, even a particular skill or unique characteristic (Betty Grable’s legs, Bruce Springsteen’s voice, etc.). One factor that plays a role in the selection of insurance is one you cannot preventContinue Reading

In the late 1960s, a musician named Edwin Starr rose to fame with a song titled, “War.” The chorus of the song is “War, what is it good for? Absolutely, absolutely nothing.” This song became a cultural song for the time period and has been popular ever since. Using thisContinue Reading

life insurance, wealth limit, grow wealth, build wealth

No one consciously decides to limit their wealth, but most of us believe that the limitations on our wealth are largely determined by the hand we were dealt in life. Perhaps we will need to use our money to repay hefty college loans, or to take care of aging parentsContinue Reading

The role of life insurance for individuals and families have changed, and the demographic of policy holders has evolved. Previous generations grew accustomed to purchasing Life Insurance after or before major life events; such as, getting married, starting a family, or when one’s retirement years were approaching.  However, Whole LifeContinue Reading

Matilda Rose Ledger vs. ReliaStar Life Insurance Company: 2 Year Contestability Period – Part 1 Heath Ledger died of what was ruled an accidental drug overdose. So why did Ledger’s three-year-old daughter, Matilda Rose, have to sue for the $10 million claim? Ledger’s life insurance company, ReliaStar, did not denyContinue Reading

Have you ever heard the expression that “you can’t have your cake and eat it too?” When I was growing up I used to hear this phrase often when I would look to do, or have, too much of something. Today, in our culture, we seem to have an abundanceContinue Reading

As a child I grew up on a farm in a family of 4 hungry kids. We’d get excited when Mom made cookies or some other goodies. Every couple weeks she would bake a small batch of cookies as a treat.  They always disappeared so fast. “Who ate all theContinue Reading

Protect Your Assets with Annuities and Life Insurance At Paradigm Life, our concern is not limited to how you earn, use, borrow and grow your money—we are also concerned with how you protect your money. In fact, we recognize and stress the importance of protecting ALL of your assets. ToContinue Reading