cash vs policy loan

Were you raised to believe that debt is bad? In America, we’re often taught that a high credit score and zero debt are the ultimate financial goals. Ask anyone who has amassed a significant amount of wealth, however, and you’ll see that cash isn’t always king. What is a PolicyContinue Reading

Economic inequality and how to financially protect yourself with whole life insurance

Economic inequality, the unequal distribution of wealth and opportunity among different groups in America, is as prevalent now as it has ever been. The issue of equality in America has spanned generations, fueled nationwide protests, made its way to the Supreme Court, cost countless lives, won and lost elections, andContinue Reading

Policy Loan

Perhaps the greatest benefit of a whole life insurance policy is the policy loan feature. As your insurance policy matures, you earn interest and dividends paid into the cash value portion of your policy. Plus, when you have a whole life insurance policy structured for maximum cash value, like oneContinue Reading

Policy premium

Job uncertainty is at the highest it’s been since the Great Depression due to stay-at-home orders and the economic shutdown brought on by the coronavirus. Many life insurance policyholders are wondering how to pay their premiums. It might be tempting to let your policy lapse when you’re financially struggling, butContinue Reading