What Is Cash Flow Insurance blog header image

A cash flow insurance policy can help protect you from market volatility, provide tax-free retirement income, reduce reliance on banks and third-party lenders, and help you keep more of your money. But what exactly is it? If you’ve never heard of cash flow insurance before, this article will explain theContinue Reading

How to Borrow from Yourself with Infinite Banking blog header image

Hear the phrase ‘borrow from yourself’ and most people think of their personal bank savings account. Dipping into funds you had set aside for a rainy day. But did you know there’s a better way to borrow your own money? It’s called infinite banking. Infinite banking is a wealth strategyContinue Reading

Is a LIRP a Good Investment blog header image

A life insurance retirement plan, or LIRP, utilizes cash value life insurance structured for optimal growth to increase cash flow in retirement. For some, it is their sole source of retirement income. Others use LIRPs to supplement distributions from a 401(k) or other qualified retirement plan. And LIRPs can evenContinue Reading

Cash Flow Banking for Entrepreneurs blog header image

Cash flow banking is a proven wealth building strategy ideal for entrepreneurs that utilizes a dividend-paying whole life insurance policy with a paid-up additions rider to maximize growth and protect your assets. But how exactly does cash flow banking for entrepreneurs work? In this article, we’ll explain the concept behindContinue Reading

Build Your Own Bank blog header image

Have you ever wondered how to build your own bank using a whole life insurance policy? Also known as a 770 Account or Wealth Maximization Account™, properly structured participating whole life insurance policies contain unique features that allow you to use life insurance as though it were your own privateContinue Reading

Life Insurance as a Bank blog header image

Life insurance as a bank? If you’ve never considered the living benefits of a life insurance policy, you’re not alone. The majority of people who purchase life insurance do it for the death benefit. So, it might surprise you to learn that you can use certain types of life insuranceContinue Reading

cash vs policy loan

Were you raised to believe that debt and policy loans are bad? In America, we’re often taught that a high credit score and zero debt are the ultimate financial goals. Ask anyone who has amassed a significant amount of wealth, however, and you’ll see that cash isn’t always king andContinue Reading

Economic inequality and how to financially protect yourself with whole life insurance

Economic inequality, the unequal distribution of wealth and opportunity among different groups in America, is as prevalent now as it has ever been. The issue of equality in America has spanned generations, fueled nationwide protests, made its way to the Supreme Court, cost countless lives, won and lost elections, andContinue Reading

Policy Loan

Perhaps the greatest benefit of a whole life insurance policy is the policy loan feature. As your insurance policy matures, you earn interest and dividends paid into the cash value portion of your policy. Plus, when you have a whole life insurance policy structured for maximum cash value, like oneContinue Reading

Policy premium

Job uncertainty is at the highest it’s been since the Great Depression due to stay-at-home orders and the economic shutdown brought on by the coronavirus. Many life insurance policyholders are wondering how to pay their premiums. It might be tempting to let your policy lapse when you’re financially struggling, butContinue Reading