Critical illness insurance pays out a tax-free cash sum while you’re living if you meet certain health criteria. Not quite health insurance and not quite traditional life insurance, it can help individuals cover health expenses or enjoy a better quality of life while living with certain illnesses or medical conditions.
Long term life insurance often refers to long-term care insurance or permanent life insurance, but with a hybrid policy, it can be both. If you have long term life insurance needs, find out how a hybrid insurance policy can provide lifetime, permanent coverage that is customized to fit your needs
The majority of American’s don’t own long term care insurance policies, yet many will need long term care during their lifetime. So why no insurance? Traditional long term care insurance doesn’t guarantee a payout—it’s a ‘use it or lose it’ type of product. What if there was an insurance product