It can happen in the blink of an eye, no warning, no fair way to prepare. In one minute you’re immersed in your daily routine, in the next minute you’re wrapped in the chaos of loss. You never thought you’d be losing something or someone so precious in your life unexpectedly.
Unexpected loss unfortunately happens to many of us. And the emotional pain, shock, and turmoil of it all can be enough to stall life. Now, add any financial mess that may come from losing someone, and most of us are even more unprepared.
Accepting the Unexpected
The main reason why we are often not prepared for unexpected loss is because we don’t like thinking about it, let alone talking about it.
But in order to be prepared, thinking and talking about such uncomfortable life events such as death (expected or unexpected), is required in order to be properly prepared for it.
Accepting that we are all fragile and that our time on earth is borrowed, is the first step toward being prepared. When this human fragility is realized, an individual often puts guarantees in place for themselves or their family. And there is much to prepare like, financial support for loved ones left behind, costs incurred when loss is experienced, and the delegation of assets.
What these ‘preparations’ have in common is that they all require monetary means. You will have to have the money already available in order to be able to handle the costs of the unexpected.
Whole Life: The Best Way to Be Prepared for Life’s Unexpected
Life Insurance is definitely a first when it comes to being prepared for the unexpected happenings in life. What’s important to note is that not just any life insurance policy will help with all of the unexpected. Yes, a term life insurance policy will include a death benefit, but with a whole life insurance policy you can receive a death benefit plus the policy’s cash value.
With a Whole Life policy, you get living benefits known as the cash value – cash that you can access at any time and for any reason.
Should you experience an unexpected event in life that leaves you in a financial bind, you can access the cash value of your whole life policy to cover any costs incurred.
Having Whole Life Insurance in place does not mitigate the emotional pain or fear that accompanies loss, but it will supply you with the financial means to handle all that comes with any unexpected event or accident.
So tomorrow, as you get on the road toward your day, whether or not the unexpected happens; wouldn’t it feel better knowing you had all things in place financially? If so, then consider getting a Whole Life Insurance Policy today.