Guaranteed insurability rider definition

If you knew that you were guaranteed to be eligible for life insurance, would you buy coverage? If you currently have life insurance, do you wish you had more coverage? One of the biggest reasons people don’t have adequate insurance is because their health prevents them from qualifying for lifeContinue Reading

The Secret That All Millionaires Know

What are your options when the stock market takes a dive and the interest rate on all of the “safe” investments is next-to-nothing? You don’t want to panic, but leaving all of your cash in equities and “riding out” the coming storm is not the smartest thing to do. IfContinue Reading

Best Investment

The big question that is brought up time and time again in discussion with clients is “What is the best investment?” In essence, everyone wants to know what investment has the least amount of risk but the highest return. They want something that they can guarantee. So what is theContinue Reading

We tend to do everything we can to maintain good credit. We pay our bills on time, limit the number of credit cards we take out, and even pay for credit-monitoring services just to make sure we’re protected. A credit score above 750 is often seen as the gold standardContinue Reading

Investing Emotionally

We all have an emotional and a rational side of thinking. Investing emotionally can be dangerous. Most often, however, we think that rational side will be able to control the emotional side. Though, take a minute to decide if that’s really the case.  There’s a  great metaphor that encapsulates this ideaContinue Reading

The prospect of being able to fund the costs of your children’s college education can feel daunting. Particularly if your children want to go to a private four-year university directly out of high school, you are probably wondering how you’ll afford a $50,000+ annual tuition bill and all of theContinue Reading

Successful Investing Takes Effort

I talk to a lot of people, and get to see what financial decisions they make. Why they did this, why did they do that, and what their failures are, among other things. Unfortunately, a huge number of people make decisions based on a process that comes down to anContinue Reading

Leave a Legacy

I want to spend a little time on the idea behind the “Legacy” stage of the Perpetual Wealth Strategy. That’s something that’s somewhat hard to talk about because Legacy applies to so many different aspects of life. The most obvious role of the Legacy stage is to ensure that youContinue Reading

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