“Life insurance policy riders? You mean there’s even more to consider?” You’ve done your homework. You’ve compared different types of life insurance. You’ve decided on the coverage you need at the price you can afford. But there’s another level of customization for your policy that provides you and your familyContinue Reading
401(k) vs. Life insurance – is there more than one way to save for your future? When it comes to retirement, you have more options for saving money than qualified plans, like an IRA or 401(k). Life insurance is another vehicle that helps you achieve your retirement goals, often withContinue Reading
What is Cash Flow Banking? Cash flow banking is a concept that allows you to capture the opportunity cost of your dollars. It lets you be your own bank and earn interest on yourself. This is most commonly achieved using dividend-paying whole life insurance. Whole life insurance is used becauseContinue Reading
Buying life insurance for parents can be a great way to help protect yourself financially. Many adults find themselves caring for an aging loved one at some point in their lives, but the associated costs of long-term elderly care can be daunting, potentially throwing your own retirement and savings goalsContinue Reading
770 Accounts have been getting a lot of hype over the past decade. But what exactly are they? And can a 770 Account really help grow your wealth? What is a 770 Account? A 770 Account is a dividend-paying whole life insurance policy uniquely structured for cash value. It’s namedContinue Reading
With unemployment at an all-time high, you may have found your income and any associated employee benefits—including life insurance—significantly changed from what they were 6 months ago. Whether you lost a job, have recently started a new job, or are on the hunt for employment, here’s what you need toContinue Reading
The paid-up additions (PUA) rider is a unique additional insurance feature that is available to you when you buy whole life insurance. To understand how a PUA rider works, let’s first talk about what riders are and how they compliment an insurance policy. Key Takeaways There are many types ofContinue Reading
A straight life insurance policy is one of the oldest types of insurance. It’s been used for centuries to grow and protect policyholders’ money—and not just by the wealthy. Straight life policies have many benefits not found in other types of life insurance, like universal life, variable life, term policies,Continue Reading
When it comes to life insurance, most people focus on the difference in premium costs between term and whole life. On the surface, whole life can be more expensive than term insurance. But, as the saying goes, you get what you pay for. And, when you account for inflation, withContinue Reading
Economic inequality, the unequal distribution of wealth and opportunity among different groups in America, is as prevalent now as it has ever been. The issue of equality in America has spanned generations, fueled nationwide protests, made its way to the Supreme Court, cost countless lives, won and lost elections, andContinue Reading
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