Man on boat researching how to qualify for life insurance

Do you qualify for life insurance? Insurability comes with a lot of misconceptions. One of the common reasons people overlook insurance as an investment tool is the assumption that they aren’t eligible due to a medical condition, lifestyle factors, or previous denial of coverage. There are many factors that determine whetherContinue Reading

The American Dream and rights

“When the architects of our republic wrote the magnificent words of the Constitution and the Declaration of Independence, they were signing a promissory note to which every American was to fall heir.  This note was a promise that all men would be guaranteed the unalienable right of life, liberty, andContinue Reading

Paid Up Additions PUA Rider

The paid-up additions (PUA) rider is a unique additional insurance feature that comes with utilizing whole life insurance. To understand how PUA works, you must first understand one of the most attractive features in owning whole life insurance—the cash value. The cash value in your policy provides liquidity for anythingContinue Reading

Rat Race

Eat, sleep, work, repeat… Does this rat race sound familiar? For many, the get-up-and-go-to-work routine this is the only way they know, simply trying to pay the bills and survive. The result ends up being that you merely work for your money, rather than your money working for you. “MoneyContinue Reading

Financial responsibility

Financial responsibility comes in many forms and is important for a multitude of reasons. When we are accountable for something within our control and management, such as money, it becomes our responsibility. Having money requires us to take financial responsibility for how it is managed, how it is spent, and howContinue Reading

do we need cash?

Cash, bills, coinage, notes, dough—our government is printing more cash than ever. But should we be ditching it instead? We love to fill our tub with bills and roll in it as much as the next person, but cash actually enables crime. That’s right. Bribery, tax evasion, drug dealing, andContinue Reading

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